The Way of the Wise

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Profile of the 21st Century Menopausal Woman
ble cellpadding=4 cellspacing=1 border=1> DOES DOES NOT Look her age Look old Care about her appearance Look in the mirror every 5 minutes Have a career Care if her boss is 10 years younger Pay...



Advocating for Your Child with LD
Advocate: you've probably heard the term before. But what does it mean to you? Advocating happens when you speak on behalf of someone else. You say for them what they can't say for themselves. When you have a child who has been diagnosed with a...

Mothers – The True Unsung Heroes In Our Lives
Quote of The Day: “Be grateful to all of your teachers and anyone who took interest in you, particularly your family, for their knowledge and love contributed to your journey.” While growing up, my mom’s way of helping me recognize and respect...


Lucky Charms and Talismans
Many of you already own several lucky charms or talismans. You just may not be aware of the object's symbolism or meaning. Below I have compiled a list of some of the more popular and common good luck symbols that can be purchased in the form of...

 
Christmas Shopping: Bargains For You!

This Christmas season promises to be one filled with exceptional sales and across the board bargains for eager shoppers. With fuel prices running high, interest rates climbing, and consumer sentiment mixed, merchants know that they must slash prices in order to move merchandise. Let’s take a look at some of the types of sales certain to greet price conscious shoppers this holiday season.

Early Bird/Late Night Bargains – Well before Thanksgiving some retailers are already opening early or staying open late in order to accommodate shoppers. A big lure: Get ten percent back/off of select purchases over $50. Depending on the details of the offer, you can either apply savings to your current purchase or as credit toward future purchases. Variations of this lure include incremental rewards, i.e. $15 off of purchases of $75 or more, $20 off of purchases of $100 or more, etc. Read the fine print as exceptions do apply!

Friends and Family Sales - One big retailer is offering to their employees a way in which they can pass on their employee discount to select family members and friends. By offering the same discounts that the employee receives, the employee will then mail directly to select people a discount card allowing the customer to get the same discount as the employee. For example, if the employee receives a 20% discount, the family member or a friend will get a card allowing them to get that


discount too [for a limited time only]. Many times this discount can be applied alongside of sale prices for exceptional savings. Let’s just hope that an employee selects you to be part of this plan!

Secret Sales. Okay, they really aren’t all that secret. However, if you are a holder of a certain particular retailers’ charge card, you will be invited to a special cardholders only shopping event. Usually this event coincides with an existing sale and essentially allows “secret sale” participants the opportunity to shop one or two hours before the store opens for business on a particular day [usually a Saturday]. You get a “private” time to shop, at least 10 percent off of sale prices, and the opportunity to delay paying on purchases until well after the new year if you use the store’s charge card.

Certainly, not all merchant enticements are worth the bother, especially if you are unable to pay off your charge card purchases immediately. A 21.6% APR can eat up any savings you gain in no time. So, shop with wisdom to reap the greatest benefits.

About The Author

Copyright 2005 -- Matthew Keegan is The Article Writer: [http://www.thearticlewriter.com who writes on a variety of topics including: advocacy, automobiles, aviation, business, Christian themes, family, news, product reviews, travel, writing, and more.

 


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Edited by:Michael Saunders

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